Budgeting uses category groups to make your budget more readable. The category groups that are used in your budget are the same ones that are used elsewhere in Quicken.
Get started with budget category groups
Click Select Categories to Budget at the bottom of the Budget window. To remove a category group from your budget, deselect all of the categories within it. To add a category group to your budget, select at least one of the categories within it.
It's possible to create your own category groups for a budget, instead of using the default category groups of Personal Expense, Personal Income, and so on. Keep in mind that whatever groups you create will be used elsewhere in Quicken to organize your categories.
If you'd like, you can move a category from one category group to another. Keep in mind that whatever groups you create will be used elsewhere in Quicken to organize your categories.
For whatever reason, you might find it useful to not include the sum of the income or expenses in a category group in your budget. Here's how:
Right-click the category group name in the budget, choose Mixed/Default Category Group Type, and then select Ignore. The sum of all categories in the group will be neither calculated nor rolled up anywhere in your budget. You will, however, still be able to see individual category totals. The category group will be listed in your budget below all other category groups.
By moving categories from one category group to another, it's possible to create a category group that contains both income AND expense categories. When this happens, you can tell Quicken how you'd like to handle the category group in your budget: as an expense, as income, or to ignore it.
Right-click the category group name in the budget, choose Mixed/Default Category Group Type, and then select one of the following options:
You can budget for an entire category group instead of entering a separate amount for each category within it. If you do this, any difference in the budget amount you enter for the category group and the sum of the individual amounts for the categories in that group is assigned to Everything Else category in your budget.
To learn how to do this, take look at Quicken's advanced budgeting capabilities.