How do I change the debt reduction plan payoff order?

By default, Quicken calculates a payment plan where you pay off the most expensive debt first while making minimum payments on the others. When the most expensive debt is paid off, the money you had been paying on the first debt is added to the minimum monthly payments on the second debt. Without increasing the amount you apply to your debts, you're paying the least amount of interest, and paying of your debts as quickly as possible. If you'd prefer to use a different strategy, here's how:

Click the Planning tab.
Click the Debt Reduction button.
Choose Plan Actions > Explore other plan options.
Click Change Order.
Choose a payoff method. As you make changes, you can compare the payoff date and interest savings of your Current Plan with your Re-ordered Plan. Note that all amounts are rounded up to the nearest dollar.
- Use Default Order
  This selects a payoff order that maximizes interest savings. See above for more information.
- Use Debt-Snowball Order
  This selects a payoff order that eliminates your smallest debt first. When that smallest debt is paid off, the money you had been paying on it is added to the payment on the next smallest debt, and so on, creating a figurative "snowball" effect until your debt is eliminated.
- Custom Order
  This option lets you choose your own payoff order. Click the Up and Down arrows next to the account names to create the payoff order you would like to use.
Click OK.
In the Experiment with Other Plan Options window, click Update My Plan.

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