Check Pay is a way to automatically send payments by check through the Quicken application. Unlike our check printing feature, this service sends the actual payment. You set the financial institution and the payee. Quicken sends the check using our service, Check Pay. Through our tool you can set your financial institution, add a payee, confirm the address, send a payment, and verify that the payment has been sent.
Quick Pay is a way to pay bills online through the Quicken application. The Quick Pay service sends payments electronically, transferring the money from your financial institution's account to your designated payee. Using Quicken, you can specify which financial institution you will use, designate the payee, track the payment, and confirm that the payment has been made.
Check Pay makes mailing a check to anyone nationwide fast and easy. Once you have set up Check Pay, you can send payments by entering the payee's name, payee's address, and the payment amount into Quicken. Quicken takes care of printing, stuffing, and mailing a check drawn off of your checking account. It is easiest to set up Check Pay during the setup for Quick Pay.
Quicken Bill Manager is designed to use your checking account, although it is also possible to use a savings account. You need to set up your account in Quicken before you can set up Quick Pay and Check Pay.
To set up Quick Pay and Check Pay, you will first need to add a bill. It is best to start with an Online Bill. If you have already added a bill, you can go directly to Setting up Quick Pay and Check Pay.
For your online account, enter your login information. It may take some time to process the login and sync the account.
If an error occurs, check your login info and try again. You may want to log in to the payee's web site, just to be sure it accepts your information.
Once you have added a bill, you can begin the process of setting up Quick Pay and Check Pay.
If you have already set up one or more accounts with Quicken Bill Manager, select Payment Accounts.
City, State, Zip
Be sure your financial institution has your correct address information. People sometimes forget to update their address when they move.
The screen to enable Check Pay will appear. To enable Check Pay select Begin Verification. If you do not want to enable Check Pay, click Done.
Read through the screens telling you about Check Pay, then click Done.
Two small deposits ( also called micro-deposits) between $0.01–$0.99 will be deposited into your checking account in 1–3 business days from SP -Quicken. In the next step, you’ll need to enter these amounts to verify your account ownership. You can check your online bank account, or wait for the deposits to appear in the register.
For more information about Quick Pay, see About Quick Pay.
For more information about Check Pay, see About Check Pay.
To use Check Pay to pay a bill, you must first set up Check Pay.
When you create a new manual bill, you have the option to allow paying with Check Pay. To allow Check Pay for a new manual bill:
If you already have created a manual bill and want to pay the bill using Check Pay, you need to choose to Allow paying with Check Pay. To allow Check Pay for an existing manual bill:
Select Done when you are through reviewing the address.
To make a payment using Check Pay, you need to the following information:
Account to use: By default, Quicken will use the account that you chose while setting up the reminder. You can choose any other Check Pay enabled account as well.
Payment amount: Quicken will display the default amount that was entered when you created the reminder. You can change the amount as needed.
Date: Quicken allows you to to either send a check immediately or to schedule that check to be sent later. The payment date will default to today’s date. If you want to send your check immediately, leave the date set to the default. If you want to schedule a payment, pick a future date on which you want the check to be sent. When you set your date, you will get an estimated delivery date range. This range accounts for factors such as weekends and delivery distances.
Note: When using Check Pay, you can schedule more than one check for the same Payee.
You can optionally enter information for the Category, Tag, and Memo fields. Adding this information will improve Quicken reports about your payments and transactions.
Once you have filled in all the information, you will be prompted to either Pay or Schedule. If the Pay button appears, that means the check will be sent within one business day. If the Schedule button appears, it means that check will be sent within one business day of the scheduled date. Keep in mind that the date a check is sent is not the date it is scheduled to arrive. The system will provide an estimated delivery window when you create the payment.
If you choose to Schedule a payment, that payment will appear immediately in your register marked as Scheduled. The status will change to Sent once the bill is verified as having been paid or Failed if the bill could not be paid. You can also see your scheduled payments in Calendar view.
The following status levels are the most common:
You can only cancel a check payment while the check status is still listed as Scheduled or Processing. Once the check has been printed and delivered to the USPS, Quicken cannot be used to cancel the payment.
Too many attempts. Please try verification after 12 hours.
After 12 hours, you can try again. Review the transactions in your account and ensure you have the correct deposit amounts.
When you select Send Verification Deposits, two micro-deposits ($.01 to $.99) will be made to your designated account. This can take up to two or three days.
At the top of the the Bills & Income page, you will see a link that will allow you to complete your payment account verification once the micro-deposits have been sent.