For Netscape Communicator 4:

1. Go to the Edit pull-down menu at the top of your browser window.Select Preferences.
2. Click Advanced in the Preferences window.
3. Verify that you have either "Accept all cookies" or "Accept only cookies that get sent back to the originating server" checked in the "Cookies" section at the bottom right of the Preferences window.
4. Click OK.

For Netscape 6:

1. Go to the Edit pull-down menu at the top of your browser window.
2. Select Preferences.
3. Click the arrow to the left of Privacy & Security, then select Cookie.
4. Select either Enable all cookies or Enable only cookies for the originating Web site only".
5. Click OK.

For Internet Explorer 4:

1. Go to the View pull-down menu at the top of your browser window.
2. Select Internet Options.
3. Click the Advanced tab.
4. Scroll down within the Advanced window until you see the Cookies heading. Verify that either "Always accept cookies" or "Prompt before accepting cookies" is checked.
5. Click OK.

For Internet Explorer 5 and 6:

1. Go to the Tools pull-down menu at the top of your browser window.
2. Select Internet Options.
3. Click the Security tab.
4. Select the Internet icon and click the Custom Level button.
5. Make sure that either "Enable" or "Prompt" is selected for both items under the "Cookies" heading.
6. Click OK.

For Netscape Communicator 4:
1. Go to the Edit pull-down menu at the top of your browser window.
2. Select Preferences.
3. Click Advanced in the Preferences window.
4. Verify that you have either "Accept all cookies" or "Accept only cookies that get sent back to the originating server" checked in the "Cookies" section at the bottom right of the Preferences window.
5. Click OK.

For Internet Explorer 4:
1. Go to the View pull-down menu at the top of your browser window.
2. Select Internet Options.
3. Click the Advanced tab.
4. Scroll down within the Advanced window until you see the Cookies heading. Verify that either "Always accept cookies" or "Prompt before accepting cookies" is checked.
5. Click OK.

For Internet Explorer 5:
1. Go to the Tools pull-down menu at the top of your browser window.
2. Select Internet Options.
3. Click the Security tab.
4. Select the Internet icon and click the Custom Level button
5. Make sure that either "Enable" or "Prompt" is selected for both items under the "Cookies" heading.
6. Click OK.

It's also possible that you're on the Portfolio page but have selected a view of the portfolio that doesn't include your holdings. Choose the "Portfolio Value" view from the "Show Me" pull-down menu to see information about your holdings. Learn more about the different portfolio views.

For example, let's say you have 100 shares of a security whose current price is $38.875. If the portfolio displays only two decimal places, the current price rounds up to $38.88 but the value of the 100 shares displays accurately as $3887.50. You'll notice similar small discrepancies in other calculated amounts, such as gain/loss, total purchase value, and today's gain/loss.

Try changing the decimal precision to three places. From the main Portfolio page, click "Edit Portfolio" below the title bar of the portfolio you want to edit. Click "Customize Settings" to jump down the page to the decimal precision drop-down list. Select "3" from the list. Then click Finished.

In addition, if you have Quicken, you can update your Quicken portfolio to Quicken.com with Quicken's One Step Update feature. Read more about using Quicken's One Step Update.

Once you are on the Edit Portfolio page, you may also enter transactions using EasyStep Investment Entry: just click the EasyStep Investment Entry link under Timesavers. Select Bond and enter the bond's name, value, and purchase date. Click Finished to save your changes.

Although you can track each of these small purchases, it's easier to track the average cost of DRIP purchases using the average cost calculator.

To use this calculator with the Quicken.com portfolio:

• Click the Edit Watchlist link of the portfolio that you use to track your DRIP purchases.
• Click the calculator icon next to the symbol for the holding you want to update. When you select Reinvest as your transaction type, the calculator loads the appropriate fields to help you track your dividend reinvestment.
• Enter the number of shares and cost per share of your dividend reinvestment.

  To keep a running total of your holdings and average cost per share, choose the option to track your latest purchase "Together with... existing shares in a single row."

  If you prefer, you can track each purchase you make through a DRIP as a separate holding. Just choose "Separately in a new row..." before you click the Finished button on the calculator.

  If you prefer to track each lot in a DRIP separately, you may want to set up a separate portfolio to track your DRIPs, since each portfolio can handle only 100 holdings and you may run out of space with the many small lots in a DRIP.

You may track your holdings in separate lots, displaying each block of shares purchased as a separate line in your portfolio. This option gives you the most detailed picture of your holdings and gains; if you are an active trader, you might choose this system. Or you may track all holdings of a security together as a single line item; if you choose to track your holdings this way, your portfolio will display the average purchase price for all your shares. This method lets you track a running total of current positions, rather than individual transactions; this option may work for you if you are a long-term investor, own mutual funds, or participate in a dividend reinvestment plan (DRIP), and want to see the big picture only.

Note that you can also choose the best of both worlds by tracking each lot separately, but choosing to have them combined in your portfolio display, using the Customize portfolio display settings options farther down the Edit page. Read more about how to do this...

In either case, you may adjust your holdings manually, by typing your total number of shares, average purchase price, and purchase date into the correct row of the table, or you may use a calculator to track your purchases. (The calculator can be particularly helpful if you're tracking all shares of a security on a single line, since it will keep track of your average purchase price for you.) If you're tracking separate lots, you can also use the EasyStep Investment Entry tool (located on the Portfolio Edit page; click Edit Portfolio, then scroll down till you see EasyStep Investment Entry under Timesavers) to step through entering purchases of stocks, mutual funds, or bonds.

To change your holdings manually: If you prefer to track holdings in separate lots, you may add a new lot by typing in the symbol, number of shares in the lot, average purchase price per share (including the commission), and purchase date. To reflect a sale, you may remove a lot by checking the box in the Delete? column next to that lot. If you are tracking all holdings together, you'll need to adjust the total number of shares and average price for each symbol to reflect your latest transaction, whether purchase or sale.

To adjust holdings with the calculator: Click the calculator icon next to the symbol whose holdings you wish to adjust. The calculator will step you through the transaction, allowing you to indicate the transaction type, number and price of shares, commission costs, and tracking preference (single line item or lots). The calculator will then adjust your holdings accordingly, either recalculating your total holdings and average purchase price of the security, or adding a new line to show the new lot.

To enter transactions with EasyStep Investment Entry tool: Once you are on the Portfolio Edit page, click the EasyStep Investment Entry link under Timesavers. Select the security type and enter the symbol, number of shares, cost information, and purchase date. You may enter several purchases consecutively by clicking Add Another when you finish each entry. Transactions entered through EasyStep Investment Entry will be tracked as separate lots.

Enter as many transactions as you wish and then click Finished. If you want to make further changes to your portfolio settings, you may make those changes on this page before clicking the Finished button, but note that changes will not be saved to your portfolio until you click Finished.

• You cannot track futures or warrants
• Option price tracking (with some very rare exceptions)

Securities you can track:

• You can track preferred shares but the security symbol will have a hyphen (-) before the last character.
• You can track different classes but the security symbol will have a period (.) before the last character.

  Quicken.com can manually track bonds but it can't download prices for them.

• You can track foreign securities except for American Depository Receipts (ADRs); ADR symbols end in a y.

To track foreign stocks, use the following format: INDEX:TICKER-CLASS.

That is, use the Index symbol, then a colon ":", then the ticker symbol. If the stock is a preferred stock, add a hyphen "-", and the class letter.

To track Canadian funds, use the Canadian site:

http://www.quicken.ca/

To track other international markets, use one of the following sites:

German site: http://www.quicken.de/Australian site: http://www.quicken.com.au/

International users can also visit our international site for Intuit's international desktop product information.

Fill in the details about your Treasury security:

1. In the Symbol box, enter BOND: followed by any name that will help you identify the type of security. You might want to use a name that will remind you of the type of Treasury security you're tracking (for example BOND:TBILL, BOND:TNOTE, or BOND:TBOND). You can also include some detail about the bond's maturity (for example, enter BOND:TBOND10 to track a Treasury Bond that matures in 10 years). The name cannot include a space.

2. In the Total Shares box, enter the dollar amount of the Treasury security. You don't need to enter a dollar sign.

3. ;In the Purchase Date box, enter the date you purchased the Treasury security.

   Then click Finished.

   Example: To track a $1,000 Treasury Bond that matures in 10 years, you might enter "BOND:TBOND10" as the Symbol, "1000" as the Total Shares, and nothing for the Average Cost/Share.

   Once you are on the Edit Portfolio page, you may also enter transactions using EasyStep Investment Entry: Just click the EasyStep Investment Entry link under Timesavers. Select Bond and enter the bond's name, value, and purchase date. Click Finished to save your changes.

Note: You won't see any changes when you update prices; our stock feed doesn't provide prices for Treasury Bills, Treasury Notes, or Treasury Bonds. You will see the dollar amount in the Current Value column (if you've selected that column to appear).

What if I sell part of my holdings?
You'll need to adjust the number of shares. From the main Portfolio page, click the "Edit Portfolio" link on the account you use to track your US Treasury security. Click "Edit Holdings" to jump to the right section of the page. In the Total Shares column, enter the remaining dollar amount. Or use the Split/Reinvest calculator on the appropriate line in your portfolio; just click the calculator icon, choose Sell, and enter the dollar amount that you sold. Then click Finished.

If you sell all of your holdings, delete the bond from your portfolio by checking the Delete? box next to that line and then clicking Finished.

Note: Annualized gain is only available for investments held for one year or longer. Looking at annualized gain for a shorter-term holding is misleading, because it makes potentially false assumptions about future market performance. If you realize a high percent gain over a 65-day period, for example, you cannot necessarily expect the same performance to continue for 300 more days.

If you have a portfolio in desktop Quicken, you may be accustomed to seeing a Total Return column, but this is slightly different from annualized gain: Total return factors in dividends (both cash and reinvested), while annualized gain is based on the percentage price change from the original buy date to the sell date, adjusted to show an annualized figure.

For example, suppose you bought XYZ stock at $100 per share exactly one year ago. Today the price is $125. Your annualized gain is 25% (regardless of dividends). Suppose, though, you did receive a dividend of $10.00 (10 cents on 100 shares), which you took in cash. Your total return is 35%: ($25 + $10)/$100.

If you choose, you may set up a different custom view for each portfolio. Or you can apply your custom view to all your portfolios by checking the box next to Apply this custom view to all portfolios. Click Finished to save your settings. Note that you cannot set up more than one custom view for a given portfolio.

To change views quickly: Just choose a different portfolio view from the Show Me menu below the title bar of a given portfolio. You'll see a different set of columns with data that can help you answer particular questions about your portfolio. Once you've set up a custom view, you can easily switch to that view by choosing Custom View in the drop-down list. Learn more about the different views.

Click the radio buttons to indicate whether you'd rather track different lots of the same security separately, or whether you'd like to combine all lots of a duplicated symbol into one line. Tracking lots separately allows you to see the details of purchase date and price so that you can track gains or losses on each lot; combining lots gives you more of a big picture view.

Note: If you've entered each lot separately and chosen to maintain it on a separate line, your lots will continue to appear separately on the Edit page regardless of which option you choose here. This means that you can choose to combine lot display for the purpose of the big picture view in your portfolio, but continue to track lots separately on the Edit page and thus retain the option of switching your display choice at any time.

If you check Apply this setting to all portfolios, the choices you make here will be applied to all your portfolios; if you leave this box unchecked, you can set up different preferences for other portfolios. Click Finished to save your settings.

Click on the symbols to see more information - alerts, news stories, or charts.

About the Today's Prices view:
Here you can answer the question: How are my investments doing today? During the trading day, stock prices are on a 15-minute to 20-minute time delay and fund prices do not change. Therefore, during the trading day, fund data shown in the price view is from the close of the previous day.

About the Portfolio Value view:
The value view helps you answer: What are my investments worth today? and What is the overall gain or loss since I bought shares? This view also computes a total value of all the securities in your portfolio. To use this view you must first enter price and share information. (Click the Edit Portfolio link on a given portfolio to enter this information, or just click the Add link that shows up in the Shares column in the value view.)

About the Historic Performance view:
This view answers the questions: How has each stock or fund performed over long periods of time? and Is the performance of each stock or fund better or worse than that of its peer group? In the historic view you can see the year-to-date, one-year, three-year annualized, and five-year annualized returns for both stocks and funds. Each stock is compared to its Industry Average, and each fund is compared to its Category Average.

Each stock is mapped to a specific industry group by stock data firm Media General. All mutual funds are assigned a category by Morningstar, the mutual fund data research firm. If you are interested in purchasing a stock or fund, this view provides you with valuable long-term data that helps you understand how well a security has done both in absolute terms (its gain or loss) and in comparison to a relevant peer group of similar stocks or funds. If you already own a stock or fund, this view becomes a valuable tracking tool.

About the Tax Implications view:
This view answers many key questions for tax-savvy investors:

• "What are my gains after I have paid taxes on them?"
• "Do I have losses I can use to offset gains?"
• "If I have a short-term holding, does it make sense for me to delay a sale until it qualifies as a long-term gain?">

The usefulness of this view depends upon your entering purchase price, purchase date, and share information. Just click the "Edit Portfolio" link on a given portfolio or the "Add" link in the "Shares" column of the tax view and enter the data, then return to the tax view.

The Pre-Tax $ Gain column shows you how much money you have made (or lost) on your investment before taxes have been taken into account.If you have held your investment for less than a year, the Short-Term After-Tax $ Gain column shows you how much of a gain (or loss) you would have if you sold your position today and had to pay the taxes on it. Because Short-Term gains are taxed at your marginal tax rate, you can adjust this column to match your situation by selecting the correct tax bracket in the "Tax Rate" drop-down menu. If you have a loss, this column will show a number that is higher than the Pre-Tax $ Gain column to reflect the fact that you can use the loss to offset other gains in your portfolio.

If you have held your investment for more than a year, the Long-Term After-Tax $ Gain column shows you how much of a gain (or loss) you would have if you sold your position today and had to pay the taxes on it. Long-Term gains are taxed at the lower capital gains rate. If you have a loss, this column will show a number that is higher than the Pre-Tax $ Gain column to reflect the fact that you can use the loss to offset other gains in your portfolio.

If you have a short-term holding (one you have held for 12 months or less) that you are considering selling, the Break-Even Price column can be a useful tool. Because short-term gains are taxed at your ordinary income rate—which can be as high as 35%—and long-term gains are taxed at 15% (or 5% if you are in the 15% tax bracket), you can often save money by holding for the long term. The "break-even price" is the lowest price to which your short-term holding could fall that would still leave you better off tax-wise waiting for the lower long-term capital gain rates to kick in. If you think the price will remain above the break-even price, you might consider keeping your short-term holding until it qualifies for the long-term rate. If you think the stock may fall below that price, you might consider selling now and incurring the more expensive short-term gain tax. Note that you can choose your tax bracket from the drop-down menu below the portfolio's title bar to see short- and long-term gains calculated at your tax rate.

About the Fundamentals view:
This view answers the question: What are the underlying fundamentals of my holdings? For example, you can see a stock's price/earnings (P/E) ratio or price/sales (P/S) ratio and also compare those data points with the averages for the stock's industry group. For mutual funds, this view provides the average weighted P/E for a stock fund, as well as an overall Morningstar rating, a Morningstar Return rating, and a Morningstar Risk rating. This view can be a valuable research and tracking tool. For example, if you are interested in some stocks, but are waiting for their P/Es to fall a bit, you can use this view in your portfolio.

For example, let's say you have 100 shares of a security whose current price is $38.875. If the portfolio displays only two decimal places, the current price rounds up to $38.88 but the value of the 100 shares displays accurately as $3887.50. You'll notice similar small discrepancies in other calculated amounts, such as gain/loss, total purchase value, and today's gain/loss.

Try changing the decimal precision to three places. From the main Portfolio page, click Edit Portfolio below the title bar of the portfolio you want to edit. Click Customize Settings to jump down the page to the decimal precision drop-down list. Select 3 from the list. Then click Finished.

Scroll down the Edit Portfolio page till you reach the heading titled "Customize Portfolio Display Settings." In the field beneath this heading, you can choose how to display multiple lots of the same security (that is, cases where you have purchased the same security at different times and for different prices). Click in the radio box to determine whether you wish to display each lot of a security separately, or whether you wish to display them all on a single line.

In January 2001, the SEC mandated a change from the traditional display of prices in fractions, after which all prices are displayed in decimal values. You can choose the precision of decimal places from the drop-down list; by default, Quicken.com displays prices with two places of precision, but you can choose from 0 through 5 decimal places if you prefer. If you wish to apply this change to all your portfolios, check Apply this setting to all portfolios: All choices made in this section, including those governing lots, will be applied to all your portfolios. If you leave this box unchecked, you can set up different preferences for other portfolios. Click Finished to save your settings.

If you've added shares to your portfolio, you'll go to an Edit page with more options. Click Edit Holdings to jump down the page, and then click Rearrange symbols. You'll go to a new page with a list of your symbols. Click the radio button to sort symbols alphabetically, or select a symbol in the list and use the Up and Down arrows to move it to a different position in the list. When you are through making changes, click Finished.

Don't worry - this option changes only how you view your securities in the portfolio. The individual purchases are still displayed on the Edit page. Should you decide that you'd prefer to see each lot separately, just return to the Edit page and click Show each one separately.

For Netscape Communicator (4 or 6):

1. Click on the Edit pull-down menu at the top of your browser window.
2. Select Preferences.
3. Click Advanced in the Preferences window.
4. Make sure that the box for "Enable JavaScript" is checked.

For Internet Explorer (4, 5 or 6):

1. Click on the View (IE 4) or Tools (IE 5 or 6) pull-down menu at the top of your browser window.
2. Select Internet Options.
3. Click the Security tab.
4. For IE 4: Click the button next to "Custom" security level so that the Settings button becomes active.

   For IE 5 and 6: Click the "Custom Level" button.

5. Click Settings, and scroll down the Security Settings window until you find "Active scripting." Make sure that either "Enable" or "Prompt" is selected.
6. Click OK to save your selection, then (IE 5 and 6) click OK again to close the Internet Options dialog box, saving your selections.
7. After you click OK to save your changes in the Settings window (for IE 4), be sure that you keep the "Custom" option selected when you click OK in the Security window.

Want a portfolio you can edit anytime, anywhere, from any browser? Set up a manually edited portfolio on Quicken.com.

Click on the Online menu, then select One Step Update. Make sure there is a check mark in the box labeled Download quotes, headlines and Alerts, then click Update Now.

There may be tax ramifications from choosing cash rather than reinvestment. Contact your accountant or tax professional to find out which is the best choice for your situation.

If you don't want Quicken.com to automatically update your shares and prices, select the No button, then click Apply. You will not see this notice again until the next stock split.

To choose which accounts you want to synchronize, click on the link that reads Select Quicken.com data to update, above the box labeled Quicken.com on the One Step Update dialog box.

Select the accounts you want to update on Quicken.com, then click Update Now.

Your account information in Quicken will be sent to your accounts on Quicken.com. Quicken will update your accounts with the new prices and amounts to reflect the splits and/or dividends.

Similarly, when you hold positions in a mutual fund that declares a distribution, Quicken.com informs you the first time you browse to your portfolio after the distribution. With mutual fund distributions, however, you can choose to have your distributions reinvested (the default option), or to have it reflected as cash. If you have positions in more than one mutual fund that declare distributions at the same time, you can choose to handle each fund individually—calculating some as cash, others as reinvestments, and ignoring others.

You can also edit your reminder preferences in Quicken.com. When you click on the Set reminder preferences link, you can:

1. Choose when you want Quicken.com to display reminders (up to 30 days in advance)

2. Choose how many reminders you want to display (5, 10, 15, 20, or no limit)

3. Choose whether or not to show reminders that have expired (reminders older than 30 days are automatically removed)

Finally, be sure make the Quicken reminders snapshot on your My Finances page visible (go to the Customize page to add it to your display), and turn the snapshot on.